For most people, planning for the future is about wanting to travel the world, go back to school, or traveling to see the world. As we get older, those plans may shift and draw more attention to home and family.…
Spousal only COBRA is a winning choice. Beware of COBRA if you are Medicare eligible. Note: Always consult with your company’s human resources department to confirm your options. A spousal only COBRA option is available for up to 36 months…
In the last few years, specifically health insurance has become a bit of a tricky path to navigate. Many people are lost as to what steps they should take to guarantee they and their family have access to health insurance.…
Getting older is a natural part of life we all hope to experience. We want to travel the world, watch our children and grandchildren grow up, and hopefully retire into comfortable life surrounded by the people we love. When it…
Linked Benefits Policies are the joining together of two separate insurance products (Life Insurance or Annuities) creating a new product that provides benefits for both or either occurrence. The LTC side of the Linked Benefits Plan behaves much like a…
You’re turning 65 and continuing to work. In most cases you have the option to stay on your employer health insurance plan. That’s great. It’s still important to review your Medicare rights and timelines now so that you don’t miss…