Long-term care becomes a reality for many people after the age of 70. Many people need to look into assisted-care living facilities at this time because they can no longer make do on their own. The problem with long-term care…
According to the U.S. Department of Health and Human Services, people reaching retirement age and crossing over to their 60s will eventually need some kind of long-term care insurance. Your retirement savings will not last that long if things go…
Long Term Care (LTC) insurance is designed specifically for individuals ages 65 or above who have a disability or a chronic condition that needs constant care and supervision. This insurance covers home health care, nursing home care, adult or personal…
Aging is something everyone needs to think about. At some point in time, about 7 in 10 people 65 and up will need help with basic tasks in the long term. That’s why you need to prepare well in advance.…
While long-term care insurance is important for seniors who want to ensure they’ll receive quality care in their later years, it also benefits younger adults caring for aging parents. You don’t expect to become disabled or require LTC insurance when…
People have a lot of questions about long term care insurance. Some people wonder if it is a substitute for other types of insurance, while others want to know how it works and what the benefits are. Here we answer…
Long-term care isn’t a topic most people can approach easily. Not everyone wants to talk about it because it forces you to plan for the future and make some tough decisions. It’s hard to say it out loud, but at…
Long-term care insurance is a type of health insurance that provides coverage for care provided in the home, residential treatment facilities, assisted living facilities, and nursing homes. The cost of LTC can be overwhelming to anyone with or without insurance.…
Admitting a loved one into a long-term care facility is not an easy decision. But it is important to remember that they may need a lot of care that you cannot provide for them, and as such, they will be…