Long-term care insurance is a type of health insurance that provides coverage for care provided in the home, residential treatment facilities, assisted living facilities, and nursing homes. The cost of LTC can be overwhelming to anyone with or without insurance.…
Admitting a loved one into a long-term care facility is not an easy decision. But it is important to remember that they may need a lot of care that you cannot provide for them, and as such, they will be…
It’s hard to imagine yourself turning so old that you need help from someone else for performing basic everyday tasks. But that’s what happens to everyone after a certain point. It is important to consider that when you hire someone…
Medicare was established in 1965 to give seniors access to affordable healthcare solutions. Last year, 18.2% of all Americans were enrolled in Medicare to address their healthcare needs. However, Medicare is bureaucratic and filled with a maze of confusing regulations.…
The holidays are an enjoyable time for most of us, but they can be hard on elderly individuals. It isn’t uncommon for your elderly loved one(s) to feel more isolated, lonely, and depressed during this time of year. Their “holiday…
To understand whether or not a long-term care insurance company in Boca Raton can be of service to you, you first have to understand all the ways they can help you. For starters, let’s cover what long-term insurance is. …
Many people experience rejected Medicare claims. In most cases, a rejected claim is the result of missing information or putting information down incorrectly. For example, you may have neglected to put down the initial treatment date or you incorrectly wrote…
I don’t like making ongoing financial commitments. Is there a “one and done” way to get this insurance? Several insurance companies offer plans that allow you to “single pay” or “prepay” the premium. For example; a healthy 50-year-old male could…
Your decision to plan for the likelihood of an extended illness is a very personal one. We each have our own sense of how we should protect our family’s financial security, and quite frankly, our quality of life. Even within…
