Medicare Know-How: Getting The Most Out Of Your Benefits

Know how to get the most out of your Medicare benefits.

Sign Up On Time

know the time windows to avoid penalties and maintain your rights to get the coverage you want. Whether you are turning age 65, leaving an employer plan, on social security disability, or moving, your licensed agent with experience in Medicare insurance can assist you.

 Get Your Free Wellness Physicals + More

Medicare offers a free “Welcome to Medicare” Wellness visit in the first 12 months plus one yearly wellness visit going forward. Note: certain tests ordered during these visits may incur a co-pay.

Take advantage of benefits like smoking cessation sessions and cardio vascular risk management counseling.

Schedule Your Free Preventative Care

Medicare covers a host of preventative screenings such as flu shots, mammograms, and cardiovascular screenings. These are highlighted in the annual Guide to Your Medicare Benefits with an apple icon as shown above .

Note: if you have opted for a private insurance company Medicare Advantage HMO/PPO type plan, the same benefits are offered. You must work through your primary care physician to order these services so that they are covered under the terms of your plan.

 Accessible Aids and Services

Relay Service –  TTY users can call 1-877-486-2048.

To request Medicare publications in accessible formats, call 1-800-MEDICARE (1-800-633-4227). TTY users can call 1-877-486-2048.

 Know What’s Not Covered

Generally, Original Medicare does not cover routine vision exams, hearing aids, or dental care. Also not covered is more than 100 days of long-term care like nursing home stays.

For detailed information download the guide Your Medicare Benefits 2018 published by CMS on medicare.gov. Feel free to contact me, Claire Teller, Cteller@avaplans.com, 561-272-0720.

 

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